Finance Options

GeoByke Finance Options

Looking to finance your new GeoByke? We've teamed up with The Brokers to help you access the best loan options available — starting with advice based on what mainstream banks offer.

Best Option: Green Loans from Your Bank

If you already have a home loan or residential investment loan with one of the following banks, these are the most cost-effective finance options:

ANZ – Good Energy Home Loan

  • 1% interest fixed for 3 years
  • Use to finance energy-efficient purchases (including e-bikes)

BNZ – Green Home Loan Top-Up

  • 1% interest fixed for 3 years
  • Available as a top-up on an existing home loan

Tip: Apply directly through your online banking portal or by visiting a branch. Take your GeoByke invoice with you.

No Home Loan? Try Westpac's EV Loan

If you don’t have a mortgage, you can still access finance through Westpac. Simply visit your nearest branch or apply online for their:

EV Loan (Electric Vehicle Loan)

  • 7.99% interest (unsecured)
  • Terms from 6 to 60 months
  • No early repayment fees
  • Requires opening a Westpac transactional account

Bring your GeoByke invoice – the bank will make payment directly to us.
Once confirmed, you can pick up your bike from 279 Dee Street.

Alternative Option: Laybuy (Interest-Free)

If bank finance isn’t right for you, we also offer a Laybuy plan directly through GeoByke:

  • Pay over 8 weeks
  • No interest
  • Pay at your own pace
  • Pick up your bike once fully paid
  • Full refund with no penalties if you change your mind
  • We’ll store your bike safely until you’re ready

If you have any questions about finance or need help applying, feel free to contact us or talk to our team in-store. We're here to help make owning a GeoByke simple and accessible.

Important Information & Disclaimer

Please note:

  • All bank loan options (including ANZ, BNZ, and Westpac) are subject to the individual bank’s lending criteria, terms, and approval process.
  • Interest rates, eligibility requirements, and loan structures may change without notice. We recommend contacting your bank directly or visiting their official websites for the most up-to-date information.
  • GeoByke does not provide financial advice or act as a lender. We simply share options that may be available to help you make informed decisions.
  • For Laybuy purchases made directly through GeoByke, bikes are held in secure storage until full payment is received. No interest is charged, and you may cancel at any time for a full refund.
  • Approval for any finance or loan option is not guaranteed and is at the discretion of the relevant finance provider.

If you have any questions, feel free to contact us — we're happy to guide you through the process.